Shop Plans
Self-insured employer health insurance
We offer plans tailored to fit self-insured companies.
How our self-insured coverage works
Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers the plan control and flexibility that helps self-insured businesses manage their total cost of care.
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Design a custom plan
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Fund your health benefits and claims while Blue Cross NC provides some or all administrative services.
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Control your cash flow
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Cut your up-front costs and only pay for claims when they happen.
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Limit potential losses
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Maintain budget stability and limit your potential claims losses with Stop Loss coverage.
Choose the right plan
Find the perfect health plan for your business. Choose the right balance of network, coverage options and benefits.
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Blue High Performance Network® (BlueHPN®) EPO
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Learn More About BlueHPN
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Blue Options® PPO
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- Largest Blue Cross NC provider and hospital network
- Integrated Rx drug benefit
- Available in all 100 NC counties
- Coverage extends across the U.S. and around the world3
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Learn More About Blue Options PPO
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Benefits of a custom health plan
Let our team work with you to develop a custom health plan that satisfies your company needs.
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Network options
Take advantage of our industry-leading Blue Cross NC network options. Our network includes 98% of hospitals and 95% of doctors in North Carolina.4 Our nationwide coverage includes 97% of all hospitals and 83% of doctors.5 And with the option for global coverage, your employees can stay protected statewide, across the country, and even around the world.3
CurateRx™ flexible pharmacy solutions
Blue Cross NC is reimagining the pharmacy benefits experience to break free from traditional constraints. We’ve partnered with CurateRx to provide custom-fit pharmacy solutions – bringing fresh ideas and innovative strategies to help manage costs, improve experience, and drive desired results.6
Its modular approach enables more flexible plan design options, greater customization, and better alignment with employer benefit strategies. Every CurateRx solution and every vendor partner is held to the highest standard, delivering pharmacy benefits you can understand and trust.
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Clinical solutions
We support your employees with clinical solutions that promote total wellness.
Custom company web pages
Let us build a custom company web page for your business to provide your employees access to all their coverage options and benefit details in one place. Our pages feature:
- Health, dental, and vision coverage details
- Access to tools and features
- Answers to plan and coverage questions
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Quality-based programs
Our quality-based programs offer your business opportunities for lower costs while giving your employees access to better care.
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Blue Distinction® Specialty Care
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Blue Distinction means better health care and lower costs for your employees and your business:7
- Expert doctors, nurses, and staff with specialty experience.
- Highest level of patient support at all stages of care.
- Easier for your employees to choose quality-focused specialty treatment.
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Explore the Blue Distinction Program
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Blue Premier℠
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Blue Premier addresses some of the greatest challenges in today’s health care system to deliver improved member experience and lower costs. This signature statewide program emphasizes value-based care that drives real results for members and employers.