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Blue Options PPO

Offer your employees our broadest, most convenient coverage that protects them no matter where they go with Blue Options® PPO.
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Statewide network, global coverage

With Blue Options from Blue Cross and Blue Shield of North Carolina (Blue Cross NC), employees have the freedom to seek care in- and out-of-network. Our network includes more than 98% of all hospitals and 95% of all providers statewide.1

Your employees can also access participating doctors and hospitals through the BlueCard® program when traveling throughout the U.S. or around the world.2 No matter where they are, all members are backed by North Carolina-based customer service.

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Plan highlights

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The preferred provider organization (PPO) offers your employees choices to suit their unique health needs, along with built-in benefits across the board.
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Network
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Blue Options PPO gives your employees access to our largest Blue Cross NC provider and hospital network available.
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Pharmacy
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With an integrated prescription drug benefit, you can cut costs for your employees.
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Travel
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Give your employees the peace of mind that their coverage extends throughout the U.S. and the world.2
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Choose the best version for your business

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Our Blue Options PPO plan comes in three medical plan designs, allowing you to select the right mix of service coverage and fund options.
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Blue Options
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This flagship product offers the highest standard of convenience.

This plan offers various fund options:

  • Dependent Care Reimbursement Account (DCRA)
  • Flexible Spending Account (FSA)
  • Health Reimbursement Account (HRA)
  • Health Savings Account (HSA) (51+ employees only)
  • Limited Purpose Flexible Spending Account (LPFSA)
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Blue Options 1-2-3
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Copayments for primary and urgent care. Deductibles, coinsurance, and cost sharing cover other services.

This plan offers various fund options:

  • DCRA
  • FSA
  • HRA (1–50 employees only)
  • LPFSA
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All Copay
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Only copays for all covered in-network services. Deductibles and coinsurance aren’t used.

This plan offers various fund options:

  • DCRA
  • FSA
  • HRA
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