Medicare

Get started with your pharmacy coverage

These important steps and key actions will help you get the most from your pharmacy benefits.

Make the most out of your pharmacy benefits

Your Part D coverage is designed to save you time and money at the pharmacy. A few simple steps can help you easily start using your benefits today to get the medications you need.
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Register for Blue Cross NC
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Blue Cross NC is your secure, personalized member portal. You can quickly access pharmacy information whenever you need it, whether at home or in a doctor's office or pharmacy.
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Choose a pharmacy
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Our retail pharmacy network includes Harris Teeter, Walgreens, Walmart, Sam’s Club, and more, plus many independent pharmacies.1 We also allow you to get your long-term medications delivered to your door through our mail-order pharmacy network.
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Learn more about prescription drugs by mail
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Check your formulary
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Your formulary is a list of covered medications. Your formulary includes details on medication coverage and restrictions. You can also refer to your plan’s Evidence of Coverage for benefits, copayment, and coinsurance information. Both documents are available in the Medicare Forms Library.
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Bring your Medicare Advantage ID card
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Your ID card is the key to using your pharmacy benefits. Be sure to present it when you visit the pharmacy to verify your coverage.

Keep this card in your wallet so you'll always have it with you. You can also access your member ID card online in your member portal.

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Use your transportation benefit
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Many of our Medicare Advantage plans make it easy to get to and from doctor appointments or the pharmacy to pick up prescriptions.2

With the non-emergency medical transportation benefit, you'll get:

  • Flexible options to book a ride in advance or on demand
  • Wheelchair-accessible vans and non-emergency ambulances as needed

Simplify your refills

Switching to a 90-day supply of your prescriptions is an easy way to stay on track with your medications, especially if you have chronic health issues like diabetes, high blood pressure, or high cholesterol. It can help you stick to your treatment plan and cut down on trips to the pharmacy.

You can choose the option that works best for you:

  • Mail order: Get your medications delivered to your door for free with Amazon Pharmacy.
  • Retail pharmacy: Check with your local pharmacy to see if they offer 90-day supplies of your medicine. This will vary by pharmacy.
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Keep your costs low

Your pharmacy coverage includes benefits designed to help keep costs low. Generic medications have the same active ingredient as the brand name medications and usually cost less.

  • Certain generic medications used to treat conditions like high blood pressure, diabetes, and high cholesterol are available to members at low or $0 copay when filled at an in-network pharmacy. Learn more about the Tier 6 (Select Care Drugs) (PDF).
  • Ask your doctor or pharmacist if a generic alternative is available.

Keep track of your medications

Set up medication reminders, prepare for refills, and avoid excess stock of medications.

  • Use tools like alarms, pill boxes, or pharmacy reminders to take medications on schedule. Track when your prescriptions need refills and ask your doctor ahead of time, so you always have medication on hand.
  • Avoid filling prescriptions too early to prevent overstock and confusion about your treatment plan. Check your prescription labels to ensure the medication and strength are current. To avoid waste, use your current stock of medications before requesting a refill.

Medicare Prescription Payment Plan

Medicare Part D enrollees have the option to pay their out-of-pocket prescription drug costs in monthly payments, spread over the year, rather than all at once.
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