Carolina HealthWorks
Large-scale plan advantages for small employers
Carolina HealthWorks1 is a multiple employer welfare arrangement available to members of the NC Chamber and participating local chambers.
Employers with 2 to 50 employees receive access to a health plan with competitive rates, flexibility, and convenience normally reserved for larger businesses. Claims and plan administration are funded through a fixed monthly fee, and risk-based pricing provides potential savings compared to more expensive community-rated options.
Solutions for your small business
This easy-to-manage plan offers your business:
- Competitive rates
- Fixed monthly payments
- Multiple plan options, including health savings accounts (HSAs), no deductibles, dental coverage, vision coverage, and more
Quality coverage for your employees
Carolina HealthWorks offers employees plans that deliver the care they need:
Helping your business compete and succeed
Gary: We believe each and every North Carolina business plays a vital role in our state's future.
Julie: We also understand how important employee benefits, including affordable, quality health insurance, are to helping your business compete and succeed.
[Screen Text] Julie Bare, Director of Local Group Segment, Blue Cross and Blue Shield of North Carolina (Blue Cross NC)
Julie: Hello, I’m Julie Bare with Blue Cross and Blue Shield of North Carolina.
[Screen Text] Gary Salamido, President & CEO, NC Chamber
Gary: And I’m Gary Salamido with the North Carolina Chamber.
Julie: We share a common goal to help North Carolina businesses, and their employees, thrive. After all, a healthy business depends on a healthy workforce.
Gary: That’s why we’re excited to announce a new health plan created through a partnership between the North Carolina Chamber, the state’s leading business advocacy organization, and Blue Cross North Carolina, the state’s most preferred health insurer.
[Screen Text] Blue Cross NC + Chamber Logo and Carolina HealthWorks logo.
[Screen Text Disclosure Content] Blue Cross NC Brand Tracking; Burke; November 2024. Data comparison against top competitors that sell across all markets in NC.
Gary: Carolina HealthWorks offers companies with 2 to 50 employees the flexibility, convenience, and competitive rates typically enjoyed by larger companies.
[Screen Text] Carolina HealthWorks logo
2–50 Employees
Flexibility
Convenience
Competitive rates
Julie: This plan has many of the same advantages available to larger employers, while also being easy to manage. It offers a variety of health plans, including HSA eligible plans, plans with no deductible or coinsurance, as well as dental and vision coverage. All with fixed monthly payments, and – best of all – great opportunities to save!
[Screen Text] Carolina HealthWorks logo
Good for Business
Easy to manage
A variety of health plans
Fixed monthly payments
Great opportunities to save
Julie: A Carolina HealthWorks medical plan is good for employees, too. Coverage is affordable – and extensive – thanks to our broad nationwide network. Carolina HealthWorks also offers many health and wellness programs – at no additional cost.
[Screen Text] Carolina HealthWorks logo
Good for Employees
Affordable coverage
Extensive provider network [Disclosures] 1,2
Health & wellness programs
[Screen Text Disclosure Content] 1 "97% of U.S hospitals are in-network." Blue Cross and Blue Shield Association. (Revised January 2024). "Network Portfolio Statistics" (Accessed August 2024).
2 "92% of North Carolina doctors are in-network." Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of May 31, 2024.
Gary: Carolina HealthWorks is just one of many benefits available to members of the North Carolina Chamber and participating local chambers throughout all of North Carolina.
[Screen Content] NC Chamber Federation Members logo along with image of NC map depicting locations with red dots where local affiliates can be found across the state
Gary: If you’re not already a member, join us so you too can have a voice at the table and an advocate at your side.
Julie: To see how Carolina HealthWorks may be a good fit for your company, contact your authorized Blue Cross North Carolina representative – or visit BlueCrossNC.com/HealthWorks.
[Screen Text] Carolina HealthWorks logo
Talk to your authorized Blue Cross NC representative or visit BlueCrossNC.com/HealthWorks.
[Screen Text Disclosure Content] Benefits are provided by the NC Chamber Benefit Trust, with excess coverage from a licensed insurer. The Trust isn’t backed by a guaranty association but is regulated by the NC Department of Insurance.
The NC Chamber is the sponsor and plan administrator of Carolina HealthWorks, which is a self-insured non-plan Multiple Employer Welfare Arrangement. Third-party administrative services are provided by Blue Cross and Blue Shield of North Carolina. The NC Chamber and Carolina HealthWorks are separate entities and do not provide Blue Cross or Blue Shield products or services. ®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U47615, 11/25
