Experience Health

Experience Health Medicare Advantage℠ (HMO)

Everything you want in a Medicare Advantage plan, plus a low monthly premium.
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Review the Benefits
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Log in to the Blue Cross NC member portal
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What's included for you in 2026

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  • $615 deductible for drugs1
  • $0 deductible for medical visits
  • $0 copays for prescriptions on many commonly prescribed drugs
  • $40 copays for specialists and no referrals needed
  • $6,500 maximums for out-of-pocket costs for in-network covered hospital and medical services2
  • Mail order options to help you save time
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Ready to get started?
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Members pay a $5 monthly premium in 2026 with the Experience Health Medicare Advantage HMO plan. It's easy to learn more about the plan benefits or enroll today!
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Member resources

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Find a doctor, drug or pharmacy
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Find Care
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Get help managing your health
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Get Support
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Plan documents
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View Plan Documents
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Get even more from your Experience Health plan

Our Medicare Advantage plan offers you more than you might think, including:

  • Thousands of covered medications
  • A large and growing network of doctors
  • Personal coaching on living a healthy lifestyle
  • Easy access to your important documents
  • A dedicated support team and more
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Access your Blue Cross NC member portal

You can manage your plan, track claims, estimate your drug costs, get a copy of your member ID card, and so much more in the Blue Cross NC member portal.
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