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About us Our culture and values

As North Carolina's only not-for-profit health insurer, Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is committed to improving the health and well-being of the customers and communities we serve.

Get to know Blue Cross NC

Since 1933, we've worked to meet North Carolina's biggest health challenges and better serve the people who count on us. Today, we're focused on making health care easier to navigate, more affordable, and more accessible. We won't stop until health care is better for all.

5.8 million members

We serve all 50 states and nearly 200 countries and territories,1 with more than 5.8 million total members, including 1.2 million served on behalf of other Blue Plans.2

Across all 100 NC counties

We offer coverage from the mountains to the coast. While other insurers focus on a small number of counties to maximize their profit, your health is our priority no matter where you live in our state.

For people, not profits

We serve our members, not shareholders. As the only not-for-profit health insurer based in North Carolina, our focus is on you and your health. 

Broad coverage for all your needs

Our provider network is one of North Carolina's largest. Our PPO3 network includes 95% of medical doctors and 98% of all general acute-care hospitals.4

Explore Our Awards
Driven by a purpose

The always evolving health care landscape presents new opportunities to make progress. Our purpose uniquely positions us to address the state’s most pressing health challenges.

This is not a temporary effort; it's our commitment to driving long-term, sustainable change in North Carolina.

Committed to affordability

Affordable care should be within everyone’s reach, and we’re digging deeper to uncover the root causes driving costs higher to find solutions that make health care better for all.

As a purpose-driven, not-for-profit health insurer that doesn't answer to shareholders, Blue Cross NC is doing more than making commitments. We’re making progress for your health and well-being.

Learn How We're Helping Your Dollar Go Further
Making a difference in our communities

We're putting North Carolinians first by focusing on creating more programs to support you and your health.

Through deep community partnerships, data-driven investments, and our dedicated employees, we're addressing our state’s most pressing health challenges.

From tackling youth mental health issues to improving health through food to expanding access to care, Blue Cross NC is committed to creating healthier futures for all North Carolinians.

See How We're Putting Our Purpose Into Action
Deepening our NC commitment

Since 2000, the separate and independent Blue Cross NC Foundation has invested more than $290 million into communities through more than 1,700 grants, collaborations, and special initiatives across our state.5

Within its focus areas of supporting the mental health and well-being of the state’s youth, strengthening the connections between health and food, and investing in solutions to make health care more accessible, the Foundation is committed to improving the health and well-being of all North Carolinians.

Learn About the Blue Cross NC Foundation
Inspiring us to do more

Throughout the state and beyond, people just like you are focused on the health and well-being of themselves, their families, and their communities. Their uplifting stories inspire us to fully enjoy our lives, show up for our neighbors, and find light during the harder times.

Explore Member and Partner Stories
Simplifying the insurance process

We feature 12 locations throughout North Carolina where you can get one-on-one help from an insurance specialist. Our locations offer plan enrollment support, health services, preventive care, fitness classes, and much more. The best part is that there’s no cost for any of our services.

Find a Location
Our people

Our employees are passionate about work that makes a difference.

Meet the leaders behind our guiding principles

Our commitment to members and the community starts with our leadership. Find out how they've established a company culture that reflects our commitment to honesty, integrity, and fairness.

Meet Our Leaders
Join the team that’s changing lives

At Blue Cross NC, we believe our people make the difference. With our deep commitment to local communities and employee wellness, it’s easy to see what makes this such a great place to work.

Join Our Team
Support our mission and local communities

If our goals and values resonate with you, explore business opportunities to partner with us as an affiliate, supplier, or vendor.

Partner With Us
Point of Blue

See the latest Blue Cross NC tips, news and community updates in our blog.

What's driving health care costs?

Health care costs may feel unpredictable, but they're not random.

Pharmacists improving care in North Carolina

How the More Than a Script program is expanding access to care through local pharmacists

Expanding access to care in rural North Carolina

Access to care in rural North Carolina remains a challenge, but Blue Cross NC is working to close the gap.

Visit Our Blog
Newsroom

Discover the latest Blue Cross NC news, press releases, and social media updates.

Visit Our Newsroom
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Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.

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© 2026 Blue Cross and Blue Shield of North Carolina. ®, SM Marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.