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Plans for groups of 50 or fewer employees

Our small business consultants will review your needs and talk to you about the features and options of each plan. The following chart gives an overview of the four plans we offer for small businesses.

Plan features

Flexibility - Create the combination of features and payment levels that are right for you.
Blue Extras^SM - Complement your health insurance plan with access to health related topics, plus discounts on everything from vitamins and supplements to laser vision correction. Available to employees at no additional cost.¹
Coverage in all 100 counties in North Carolina, with a network that expands to more than 200 countries.²

Other coverage we offer

Dental products - Dental Blue coverage can be added to a health plan or as a stand-alone offering. It's been shown that regular dental checkups can help detect, treat and even prevent periodontal disease and its potential health complications.³

By combining Dental Blue with your group medical insurance plan, you get the convenience of one source covering all your insurance needs. You pay only one bill and your employees keep track of one card. We offer numerous plan options that can be tailored to the needs of your group.

Other product offerings⁴ Saegis Benefits is a full-service insurance agency licensed by Blue Cross and Blue Shield of North Carolina that offers a comprehensive array of benefit options. Saegis can help you round out your employee benefit offering through their partnership with USAble®¹ Life. There is a wide variety of product options to suit your company's needs such as short-term and long-term disability, life and accidental death & dismemberment.
Voluntary products⁴ - Saegis Benefits also offers plans such as short-term and long-term disability, life, dental, supplemental hospital coverage, cancer, accident and critical illness policies, all offered on a voluntary basis. These plans add value to employee benefit packages at little cost to you.

Saegis Benefits is an authorized agency of Blue Cross and Blue Shield of North Carolina. ®1 Mark of USAble Life.

Find out more about Why you'll like Blue Cross and Blue Shield of North Carolina.

Blue Extras programs may not apply to all health plans. Discounts on certain goods and services may not be provided directly by BCBSNC, but may instead be arranged by BCBSNC for member convenience. Any discounts are outside your health plan benefits. BCBSNC is not liable for problems resulting from goods and services it does not provide directly, such as goods and services not being provided or being provided negligently. BCBSNC may change or discontinue these programs at any time.
Blue Cross and Blue Shield Association Internal Data: www.bcbs.com/new/pres/facts/bluecard.html, January 2008
"The Health Perils of Gum Disease." www.webmd.com/heart-disease/features/health-perils-of-gum-disease (Accessed May 2009)
All products, except dental, are offered by Saegis Benefits through USAble Life.
Saegis Benefits is an authorized agency of Blue Cross and Blue Shield of North Carolina.®¹ Mark of USAble Life.