Shop Plans

Health coverage for individuals and families

Explore our health insurance plans with coverage for people under the age of 65.
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Compare costs and find the benefits you need.
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Get ready for Open Enrollment

Start thinking about your health needs for next year. You can enroll or make changes to your ACA plan beginning November 1.
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Our coverage

Our health plans include many benefits designed to keep you healthy, save you money, and simplify your coverage:

  • 95% of North Carolina doctors are in-network1
  • Health and well-being programs to support a healthy lifestyle2
  • No referrals needed to see a specialist
  • 3 no-cost primary care visits3
  • Maternity, newborn, and pediatric care
  • Online tools to help you find doctors, compare costs, and more4
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Which plan is right for you?

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Each of our plans covers different counties in North Carolina, and they come with a variety of options to choose from. To find out which plans are available in your location, enter some information to get a quote based on your personal needs.
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Blue Advantage
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The Blue Advantage® plan could be right for you if you want a broad choice of providers across the state and nationwide. With Blue Advantage, you get:

  • Access to our largest selection of in-network doctors, specialists, and hospitals in North Carolina and nationwide through BlueCard®.5
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Explore the Blue Advantage plan
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Blue Care
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The Blue Care® plan might be right for you if you need more choices for in-network providers, doctors, facilities, and hospitals in North Carolina. With this Blue Care plan, you get:

  • Access to our largest statewide network of providers in North Carolina.
  • A lower monthly premium than our Blue Advantage plans.
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Blue Value
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The Blue Value℠ plan could be right for you if you're flexible about which providers you see. With Blue Value, you get:

  • A smaller selection of in-network providers statewide.
  • A lower monthly premium than our Blue Advantage plans.
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Blue Local with Atrium Health
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Blue Local℠ with Atrium Health® might be the right choice for you if you need your providers to be affiliated with Atrium Health. With this Blue Local plan, you get:

  • Access to Atrium Health providers.
  • Lower monthly premium costs.
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Blue Home with Novant Health
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Blue Home℠ with Novant® Health might be the right choice for you if you need your providers to be affiliated with the Novant Health system. With this Blue Home plan, you get:

  • Access to Novant Health providers.
  • Lower monthly premium costs.
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Blue Home with UNC Health Alliance
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Blue Home with UNC Health® Alliance might be the right choice for you if you need your providers to be affiliated with the UNC Health Alliance system. With this Blue Home plan, you get:

  • Access to UNC Health Alliance providers.
  • Lower monthly premium costs.
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Blue Home with Cone Health
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The Blue Home with Cone Health® plan could be right for you if you need providers affiliated with Cone Health. With this plan, you get:

  • Access to the Cone Health network.
  • Lower monthly premium costs.
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View Limitations and Exclusions
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Health and well-being benefits

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Enjoy benefits and programs that can help you feel your best.
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Blue Rewards℠
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Earn gift card rewards for smart health choices, such as learning about your health plan.6
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Telehealth
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24/7 virtual telehealth options for mental and physical health (available in English and Spanish).7
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Blue365®
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Get discounts on products related to fitness, personal care, healthy eating, and more.8
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Support
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Get access to programs to help you control type 2 diabetes and quit smoking.9
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Shopper resources

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Point of Blue Blog

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Our Point of Blue Blog provides insights and tips to help you navigate your health insurance.
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