Blue Medicare Supplement

Learn how your coverage works and the benefits of being a plan member.

Your Blue Medicare Supplement plan benefits

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Medical benefits
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Your Blue Medicare Supplement℠ plan covers Medicare deductibles and coinsurance for a variety of health needs:

  • Hospital stays
  • Skilled nursing facilities
  • Diagnostic tests
  • Medications
  • Surgical services
  • Medical supplies

Your Outline of Coverage includes important information about what you pay for services. Log in to your member portal to review your coverage and payment details.

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Fitness
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SilverSneakers®1 is a fitness and health platform that gives you access to thousands of gyms and studios, including community fitness centers and popular gyms like O2, Planet Fitness, and YMCAs.2

At no additional cost, Medicare members get access to:

  • The gym(s) of your choice
  • Access to amenities like pickleball courts and pools
  • Local in-person classes designed for seniors
  • On-demand and live at-home virtual fitness classes and workshops
  • A fitness app designed to help you meet your fitness goals
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Learn More About SilverSneakers
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Discounts on health and wellness
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With Blue365®, you can save on almost everything you need to support a healthy lifestyle at no additional cost.

  • Discounts at top health and wellness retailers
  • Deals to help members stay happy and healthy
  • Discounts on goods and services, such as laser eye surgery, medical bracelets, and more

Simply register for Blue365 discounts to have deals delivered right to your email inbox.3

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Hearing benefits
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Taking care of your hearing is important. The TruHearing® plan covers one hearing aid, per ear, per year for a low copayment:

  • $499 for TruHearing Standard hearing aids
  • $699 for TruHearing Advanced hearing aids
  • $999 for TruHearing Premium hearing aids

As part of the TruHearing program, a licensed provider will consult with you about your hearing aid options that best fit your lifestyle and needs.

To learn more or to schedule an appointment, call 866-201-9212 (TTY 711) from 8 AM to 8 PM, Monday through Friday.3

Find the care that's right for you

Medicare Supplement members can see any provider who accepts Medicare. To find a provider near you, visit medicare.gov⁠.

Explore care options or log in to your member portal to search existing coverage.

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Find Care
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Flexible plans

You're not locked into a plan that doesn't fit your needs. If what you need changes, our exclusive Blue-to-Blue program can help you switch to a plan that fits you better:

  • Without additional medical exams
  • Without additional health questions

For more information, call 800-478-0583 (TTY 711).

About your policy

Your policy is your insurance contract. Log in to your member portal to read your policy and understand your rights and duties and those belonging to Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

Blue Medicare Supplement plans have some limitations and exclusions. For example, Blue Cross NC does not provide benefits for services, supplies or charges that are:

  • Not Medicare-eligible expenses under the Medicare program unless otherwise noted
  • Incurred prior to the effective date of coverage, including any expenses when a subscriber is an inpatient on the effective date of coverage
  • Payable under Medicare

If you're enrolled in a plan, you'll receive a policy and outline of coverage that will contain detailed information about your plan benefits, exclusions, and limitations. Your policy is your insurance contract. Please read your policy to understand all your rights and duties and those belonging to Blue Cross NC.

If there is any difference between what you read here and your insurance policy, the provisions of the policy will rule. Neither Blue Cross NC nor its agents are affiliated with Medicare or endorsed by the US government.