Neighbors Helping Neighbors...

That’s You Plus Blue℠

Let us provide you with an instant quote on our most popular plans.
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Get a Quote for You Plus Blue
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Plans for every budget

You're dedicated to your business and employees. We're dedicated to you. Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers affordable plans to meet the ever-changing needs and budgets of businesses like yours – allowing employers like you to offer health coverage with robust benefits.

Statewide, Blue Cross NC premiums average at least 9% lower than the competition.1 As North Carolina’s preferred health insurer,2 we offer affordability without sacrificing quality.

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"The large network of providers means my employees have a wide selection of doctors to take care of them and their families. Also, when I have questions about our coverage, my Blue Cross NC representative responds so quickly. It’s amazing to have a team supporting me and my business."

ONUG Communications, Inc.

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Benefits of You Plus Blue

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Because Health is a Big Deal℠
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North Carolinians have trusted us for more than 90 years.2 Our experienced Blue Cross NC team helps businesses like yours navigate plans to determine what's best for you and your employees, including hands-on support for easy plan transitions.
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Network Options
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Our Blue Options® PPO features more than 95% of NC doctors and 98% of NC hospitals.3 Smaller but offering bigger savings nationally, the Blue High Performance Network® (BlueHPN®) offers 11% total cost of care savings on average, and more than 20% savings in some markets, compared to our industry leading PPO.4
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Big Benefits for Small Businesses
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Carolina HealthWorks offers competitive rates, flexible plan options, and fixed monthly payments for companies with 2–50 employees. Options include medical, dental, and vision coverage – plus plans with no deductibles, HSAs, and more. Available to NC Chamber members and participating local chambers.
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Affordable Care Act (ACA) Compliant
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All fully insured health plans are compliant with the ACA. Blue Cross NC is proud to be the only North Carolina-based plan in the ACA market.
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Easy to Enroll and Manage
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Get quoted and enrolled in just one day with our self-service tools. Once you're set up, managing your plan is simple – thanks to digital resources on the employer portal and a dedicated support team.
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Multiple Plan Choices
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We’ll help you find a plan that works for both your business and your employees. Options include fully insured, no-commission, ACA-compliant, and if eligible, Carolina HealthWorks and Balanced Funding.
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Flexibility at your fingertips

Use our quick and easy quoting tool to view plans and prices instantly.
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