The freedom to choose
Make sure your Medicare plan is the one you need
With some insurers, you can get locked into a Medicare plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross and Blue Shield of North Carolina (Blue Cross NC) gives you the flexibility to switch Medicare plans:1
- Without additional medical exams
- Without underwriting or additional health questions
- Without any hassle!
You can:
- Switch from Medicare Advantage to Medicare Supplement
- Switch from Medicare Supplement to Medicare Advantage
- Switch from one of our Medicare Supplement plans to another
So, you can always be sure to have the Medicare plan that best suits your needs and budget.
The high price of low rates
With Medicare plans from some insurers, you might get a low rate to start. But, when it’s time to renew, you can get stuck with a much higher rate.
And what if your needs change and you want to switch Medicare Supplement plans? You may have to reapply and face a new round of medical questions to qualify.
The result? Over time, you can end up paying much more in premiums with a competitor’s plan. And you may also end up stuck with a plan you can’t change – a plan that may not fit your needs or budget.