Do I need a Medicare Rx (Part D) plan? (Medicare Part B drug coverage vs Part D)?

Medicare Part B covers a limited number of outpatient prescription drugs under limited conditions. Drugs covered under Part B are drugs you'd have administered in a doctor's office or hospital outpatient setting, such as a flu vaccine. You can view a list of these drugs at Medicare.gov.

For medications you'd administer yourself, including maintenance medications and drugs prescribed by a doctor to take at home, you'd want to consider a Medicare Rx (Part D) plan or a Medicare Advantage plan that includes prescription drug coverage.