When can I buy or change an Individual and Family plan?

Everyone under the age of 65 has the opportunity to purchase health insurance during the open enrollment period.

Open Enrollment is from November 1 to January 15. For coverage starting January 1, enroll by December 15. For coverage starting February 1, enroll by January 15.

You can purchase or change a plan outside of Open Enrollment during a Special Enrollment Period (SEP) if you have a qualifying life event. There are many things that can be considered a qualifying life event, like: loss of health coverage (losing a job, turning 26, or graduating and losing a student plan), turning 65 and needing to purchase a Medicare plan, changes to your household (having a baby, getting married or divorced, death in the family), changes to your physical location (moving to a new county or ZIP Code, moving from a shelter into a home), becoming a US citizen, leaving jail or prison, and/or changes to your income that may affect a subsidy you qualify for.