What happens to my coverage when I turn 65?

When you reach age 65, you may be eligible for Medicare Part A hospital and Medicare Part B medical benefits. If you become eligible for Medicare and you remain actively employed with your current employer, your health plan will coordinate with Medicare and pay either primary or secondary benefits. Just before either you or your spouse turns 65, you should contact the nearest Social Security office and apply for Medicare benefits. They can tell you what Medicare benefits are available.