Plans are available in all 100 North Carolina counties
There's no deductible for preventive care like routine checkups and cleanings1
Checkups and cleanings are covered twice per benefit period
Major services like crowns, dentures and bridges are covered
You can see any licensed dentist in North Carolina
Using your dental insurance couldn't be easier:
Choose a licensed dentist practicing
in North Carolina
Make an appointment
Show your BCBSNC member ID card at the dentist's office
Though most dentist offices will file a claim for you, if they don't offer that service, you will need to file the claim.
Deductible for basic and major servicesYour Cost: $75
Annual maximum limit for all servicesYour Cost: $1,0003
The American Dental Association (ADA) has the tools you need to get a healthy smile. Visit the ADA's website to read helpful articles, find tips for good dental health, check for symptoms or get answers to common questions.
Use our Find a Dentist tool to find a BCBSNC in-network dentist near you.
Note: Not all ADA Member Dentists are part of BCBSNC's dental network.
All applicants (both under and over 65) and their dependents (spouses, domestic partners, and/or children under the age of 26) are eligible. Applicants must also be a resident of North Carolina and must have not had a Dental Blue for Individuals policy in the last 12 months.
Dependents can be added within 30 days of a qualifying life event such as marriage, divorce, a newborn within 30 days of their first birthday, adoption or court order.4
Yes, you may apply for dental coverage that covers your child only.
Reapplying for coverage isn't permitted for 12 months from your policy's termination date.
You may experience a change in your monthly premiums at the time of your annual renewal (January 1 of each year), or when you add or remove dependents.4
Your initial payment can be made by credit card or bank draft. Subsequent monthly premium payments can be set up for credit card, bank draft or direct bill.
Visit our dental provider search.
Participating providers will file the claim on your behalf. If your dentist office does not file claims, you should pay the dentist in full and submit your claim to BCBSNC for reimbursement. Complete a dental claim form and mail it to us within 180 days from the date of your service.
Mail the completed claim form to:
Blue Cross and Blue Shield of North Carolina
Dental Claims Unit
P.O. Box 2100
Winston-Salem, NC 27102-2100
Yes, BCBSNC may waive or reduce your dental waiting period by the number of months of prior dental coverage. Proof of prior dental coverage with less than 63 days lapse in coverage is required.