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Estimate Your Subsidy

This Advanced Premium Tax Credit (APTC) calculator provides an up-to-date estimate of your 2023 subsidy. The information you enter needs to match the information you gave to the Marketplace or the information from your rate notice. This is the only way the calculator will be accurate. This estimate does not guarantee that you will receive financial assistance. The Marketplace makes the final determination of eligibility.

Note: to see your actual 2023 subsidy, go to Blue Connect on or after November 1st or refer to your January invoice. This calculator is intended for customers under the age of 65.

Your Information This calculator is not accurate for Wake, Durham, Orange, Chatham, Johnston, or Nash counties. We have not received the information we need from the Marketplace for these counties. Please go to Blue Connect on or after November 1st to see your 2023 subsidy amount. Add Spouse/Domestic Partner Add Child Spouse/Domestic Partner  Remove Child Remove 2023 Monthly Premium (optional) clear Submit
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Your 2023 Subsidy Estimate There was a problem loading your estimate. Please try again later. $ _ _ _ . _ _ ${{numberWithCommas(estimate.subsidyAmount.toFixed(2))}} You do not qualify for a 2023 Subsidy. Please visit the Marketplace for more information
2023 Monthly Premium {{numberWithCommas(premium.toFixed(2))}}
2023 Subsidy Estimate -{{numberWithCommas(estimate.subsidyAmount.toFixed(2))}}
* Estimated Monthly Payment{{premium - estimate.subsidyAmount <= 0 ? '0.00' : numberWithCommas((premium - estimate.subsidyAmount).toFixed(2))}}
* Monthly payment cannot be less than $0.

Note: If you or any dependents are eligible for Medicaid, the Children’s Health Insurance Program (CHIP), Medicare, military coverage, or have access to affordable health insurance through an employer (including spousal and dependent coverage) you are not eligible for subsidies from the federal government. If you are a married couple, you must file income taxes jointly for the 2023 tax year to be eligible for subsidies from the federal government.

Note: You should use this estimate for informational purposes only. Estimates are based on the second lowest silver plan for your region. Estimates assume your household is not eligible for unused subsidy credits through another insurance carrier and that the household purchases one plan.

Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.

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