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Estimate Your Subsidy

This Advanced Premium Tax Credit (APTC) calculator provides an up-to-date estimate of your 2020 subsidy. The information you enter needs to match the information you gave to the Marketplace or the information from your rate notice. This is the only way the calculator will be accurate. This estimate does not guarantee that you will receive financial assistance. The Marketplace makes the final determination of eligibility. If you make a change to this policy, the results will not be accurate.

Note: to see your actual 2020 subsidy, go to Blue Connect on or after November 1st or refer to your January invoice.

Your Information This calculator is not accurate for Wake, Durham, Orange, Chatham, Johnston, or Nash counties. We have not received the information we need from the Marketplace for these counties. Please go to Blue Connect on or after November 1st to see your 2020 subsidy amount. Add Spouse/Domestic Partner Add Child Spouse/Domestic Partner  Remove Child Remove 2020 Monthly Premium (optional) clear Submit
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Your 2020 Subsidy Estimate There was a problem loading your estimate. Please try again later. $ _ _ _ . _ _ ${{numberWithCommas(estimate.subsidyAmount.toFixed(2))}} You do not qualify for a 2020 Subsidy. Please visit the Marketplace for more information
2020 Monthly Premium {{numberWithCommas(premium.toFixed(2))}}
2020 Subsidy Estimate -{{numberWithCommas(estimate.subsidyAmount.toFixed(2))}}
* Estimated Monthly Payment{{premium - estimate.subsidyAmount <= 0 ? '0.00' : numberWithCommas((premium - estimate.subsidyAmount).toFixed(2))}}
* Monthly payment cannot be less than $0.

Note: If you/your family are/is eligible for Medicaid, the Children's Health Insurance Program (CHIP), Medicare, or military coverage, or you/your family have/has access to affordable health insurance through an employer (including spousal and dependent coverage) you are not eligible for subsidies from the federal government. If you are a married couple, you must file income taxes jointly for the 2018 tax year to be eligible for subsidies from the federal government.

Note: You should use this estimate for informational purposes only. Estimates are based on the second lowest silver plan for your region. Estimates assume your household is not eligible for unused subsidy credits through another insurance carrier and that the household purchases one plan.

Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.

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© 2018 Blue Cross and Blue Shield of North Carolina. ®, SM Marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. Blue Cross NC is an abbreviation for Blue Cross and Blue Shield of North Carolina. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.