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Blue Options HSA links a high-deductible health plan to a health savings account (HSA)1, which can be used to pay for qualified medical expenses tax-free.2 Monthly premiums are as much as 50% lower than traditional health plans.3 The HSA is portable and any unused balance rolls over at the end of the year.
1 The health savings account is provided to you directly by Mellon Trust of New England, N.A. and is unaffiliated with BCBSNC. The HSA is not part of the health benefit plan administered by BCBSNC. BCBSNC is not responsible or liable for administration of your fund. Detailed information regarding your HSA will be provided by Mellon. 2 A full list of qualified medical expenses can be found at irs.gov. 3 BCBSNC internal data, 2007: Compares rates for Blue Advantage Plan A $2,500 deductible / 80% coinsurance and Blue Options HSA $5,000 deductible / 100% coinsurance for a 40 year old male in Wake county. 4 Brand Strength Measure Survey, Synovate, Inc. 2006. 5 Includes in-network annual routine physical exam, well-baby and well-child care and certain immunizations and screenings. Other covered services may be subject to deductible and coinsurance. Members who receive covered services out-of-network may be required to pay the difference between the provider's actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. ®,SM Marks of the Blue Cross and Blue Shield Association. SM1 Marks of Blue Cross and Blue Shield of North Carolina. |
