Dental Plans
What's Covered
You may obtain services from any licensed dentist or choose a participating network dentist. Find a dentist.
Please refer to your Benefit Booklet or contact your Group Administrator for details on your specific dental plan.
Plan Features
Network Available
You may visit any licensed dentist you wish, but you'll save out-of-pocket dental expenses if you use a participating dental provider. When you receive covered services from a participating dental provider, you're not responsible for any charges over the allowed amount. Non-participating dentists will be reimbursed at the allowed amount, but they may bill you for any charges over that amount. Find a participating dental provider.
Lifetime Deductible — $100
The deductible applies to all covered services (diagnostic and preventive, basic, and major services), except orthodontia services when selected.
Benefit Period Maximum — $1,000 or $1,500
Dental Blue Select provides a $1,000 or $1,500 annual benefit maximum per person on diagnostic and preventive, basic and major services. If Orthodontia coverage is selected, the maximum benefit for orthodontia coverage is a lifetime maximum of $1,000 or $1,500 per eligible member.
Standard and Enhanced Plans
Your employer selected either the Standard or the Enhanced dental plan. Please refer to your Benefit Booklet or contact your Group Administrator for details on your specific dental plan.
Standard Plan
| Type of Coverage | Plan Benefits* |
Diagnostic & Preventive Services
|
Covered at 100% |
Basic Services
|
Covered at 80% |
Major Services
|
Covered at 50% |
ENHANCED PLAN
| Type of Coverage | Plan Benefits* |
Diagnostic & Preventive Services
|
Covered at 100% |
Basic Services
|
Covered at 80% |
Major Services
|
Covered at 50% |
Orthodontia Services — if selected
|
|
* Based on the allowed amount, as determined by BCBSNC. The allowed amount may be substantially less than the provider's actual charge. You will be responsible for the charges above the allowed amount, in addition to any deductible and coinsurance applied.
