Frequently Asked Questions
Will my employees have waiting periods before they are eligible for covered benefits?
Will I receive credit for having prior dental coverage with another carrier?
Can these plans be customized?
Where can I learn more about BCBSNC dental plans?
I am a business owner and my company has fewer than 10 employees. Can I purchase a dental plan with orthodontic care? Yes, you may purchase the Dental Blue Select Enhanced plan with orthodontic coverage if at least 20% of eligible employees enroll, with a minimum of 5 employees.
Will my employees have waiting periods before they are eligible for covered benefits? Diagnostic and Preventive services do not have waiting periods. Your employees' waiting periods will depend on which plan you select and whether or not your group currently has dental benefits. Please call your BCBSNC representative for more details.
If I purchase a BCBSNC medical and dental plan for my employees, will they have to carry two ID cards? Yes, although both the medical and dental plans are underwritten by BCBSNC, your employees will have separate ID cards for medical and dental.
Will I receive credit for having prior dental coverage with another carrier? If you purchase the Dental Blue Select Complete or Enhanced plan, waiting periods may be waived if the group submits proof of 12-months of continuous prior dental coverage.
As the business owner, if I choose to help fund the premium costs rather than have my employees pay 100% of the premium, is that an option available to me? Yes. Although Dental Blue Select is a voluntary dental product, the plan provides you with funding flexibility. You can have employees pay 100% of the premium costs. Or the group can contribute any amount towards the premium.
Can I purchase Stand-Alone dental plan or must I purchase Blue Cross and Blue Shield of North Carolina (BCBSNC) medical to qualify for dental coverage? You do not have to purchase a BCBSNC medical plan to purchase dental plans. Dental Blue Select is available as a stand-alone product.
Can these plans be customized? Groups have a choice among three Dental Blue Select plans with optional orthodontic coverage with the Enhanced plan. The plans provide competitive benefits, coverages and rates, all serviced by the leading Health Insurer in North Carolina, BCBSNC. Groups must select one plan for all their employees. Dental Blue Select plans cannot be modified. For a customized Group Contributory dental plan, please refer to the BCBSNC Dental Blue site.
Where can I learn more about BCBSNC dental plans? Please contact your Producer or BCBSNC representative for more details on BCBSNC dental plans. |