Dental / More Options

New, Integrated Solutions for Small Businesses

Wellness doesn't stop with just a health plan. That's why we offer a holistic approach to you and your employee's long term health. Now get a choice of two dental plans, a new small business wellness solution and even a HRA designed for your business.

Dental

Why add dental coverage?

Dental Blue coverage can be added to a health plan or used as a stand-alone offering.

Combining Dental Blue with your group medical insurance plan you also get:

  • Simplified administration from one source
  • One point of contact
  • One bill, providing one place to update eligibility and employee changes
  • One member ID card for employees
  • Integration of data, allowing case managers to use dental information about your employees to evaluate overall health
  • GRID+ gives you access to dentists in all 50 states through our national network. Offer your employees a choice in coverage with our Dental Hi-Lo offering. They can select a basic plan with lower premiums or a more comprehensive plan with richer benefits.

Dental Blue

Plan Details

Dental Blue Select

Plan Details

Plan Features

Offer employees integrated health and dental plans.

  • Combine Dental Blue with your BCBSNC health insurance plan.
  • Combination health and dental ID card for employees.
  • Five plan designs that can be modified for your company's needs.

Offer employees dental coverage at a preferred group rate.

  • Simplified plan designs offered on a stand-alone basis (not combined with health insurance).
  • Employees will receive a separate ID card.
  • Three plan designs.

Both Plans Offer

Competitive benefits, coverage and rates, serviced by BCBSNC.

Employees can choose a participating provider to help reduce costs or visit any licensed dental provider.

Diagnostic and Preventive Services

  • Routine oral exams
  • Adult and child cleanings
  • X-rays

Basic and Major Services

  • Fillings
  • Endodontics (root canals)*
  • Simple extractions
  • Oral surgery
  • Periodontic (gum treatment)
  • Inlays and onlays
  • Crowns
  • Dentures
  • Bridges

Optional orthodontic and dental implant coverage available.

How it Works
  • No employer contribution required.
  • Higher employee participation required.
  • No employer contribution required.
  • Lower employee contribution required.

Limitations and Exclusions:

This is a partial list of services not covered by your dental benefits plan:

  • Not medically necessary
  • Hospitalization for any dental procedure
  • Dental procedures not directly associated with dental disease
  • Procedures not performed in a dental setting
  • Drugs or medications unless they're dispensed and utilized in the dental office during the patient visit
  • Services related to temporomandibular joint (TMJ)
  • Received prior to member's effective date
  • Dental implants, oral orthotic devices, palatal expanders and orthodontics, except as specifically covered by your dental benefit plan

Wellness Solutions & HRA

Introducing a new integrated health wellness solution and HRA solutions with small businesses in mind.

Healthy Outcomes

Now, for the first time, your small business can get wellness resources such as health assessments for employees with reporting. Our Healthy Outcomes program is your integrated solution with quality data and support and incentives for healthy living. Healthy employees equal a healthy bottom line.1

Learn More

Blue 365®

Your employees can get exclusive deals and discounts simply for being BCBSNC members. Get discounts from top retailers on fitness gear, gym memberships, family activities, healthy eating options and much more.3

Learn More

HRA Enhancement

Take more control of your health care budget with a fund-based health plan. BCBSNC's new HRA offers several funding options (first dollar, last dollar, shared, bridge and modified bridge). Businesses may also pro-rate contributions for employees who join mid-plan - all without any additional premium cost.

Learn More

Health Care Reform Tax Credit

Looking for a tax credit for your small business? Qualified businesses with fewer than 25 employees could get up to a 35% tax credit toward health insurance as a result of health care reform.2

Let us show you how much your company could save.

Hi-Lo Flex

Give your employees the ability to choose between two plans for the benefits that best suit their needs. All you have to do is establish your "base" plan and choose among our many options a second, richer plan for employees who need or want added benefits.

  • Fixed contribution - Set your fixed dollar amount or fixed percentage for the low or "base" option. Employees who want the "higher," or richer benefit plan can choose to "buy up" to that plan. Your cost stays the same
  • Customize your coverage -- We know business needs change. With High-Lo Fex, you get the capability to adjust your plan choices year to year without changing insurers
Learn More

1. BCBSNC contracts with Alere Health Improvement Company, an independent third party vendor, for the provision of certain aspects of Healthy Outcomes programs.

2. Eligibility and other requirements may apply. Information, examples and source material about the Small Business Tax Credit from the Internal Revenue Service.

3. Blue365® offers access to savings on items that Members may purchase directly from independent vendors, which are different from items that are covered under the policies with BCBSNC. Any disputes regarding these products and services may be subject to BCBSNC's grievance process. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. BCBSA does not recommend, endorse, warrant or guarantee any specific Blue365 vendor or item.