Large Group Plans (100+ Employees)
We're offering more choice, more health management solutions and more ways to help you spend less for the quality health coverage you expect.
Get More: Plans, options, flexibility, health and wellness programs, customized health management, cost transparency, peace of mind.
Now choose from 11 new Healthy OutcomesSM1 personalized wellness programs to help your employees and your business stay healthy.3 Save with our Package Pricing program and choose the funding option that fits your business.
Offering a variety of health insurance plans -- giving you more choice, more savings and the same coverage you expect from BCBSNC.
- Blue OptionsSM - Our flagship PPO plan
- Blue Options 1-2-3SM - Our traditional PPO plan design with customer driven health care engagement
- Blue Options HSASM - Our consumer-driven health savings account plan
- Blue SelectSM - Our new tiered benefit, lower-cost PPO plan
- Blue ValueSM - Our new limited network, lower-cost POS plan, which is a type of an HMO with in-network and out-of-network benefits.
Health Management / More Coverage
Enrich Your Coverage And Save
- Add ancillary products like dental, term life insurance, disability and/or voluntary options and save up to 5% on your medical rates with our Package Pricing program1
- Get a fully integrated health management solution that fits your specific business with our Health OutcomesSM1 program
- Self-funded businesses can lower claims costs with $0 fixed administrative fees
- Enroll in a medical plan now and your second year rates are guaranteed not to increase more than 6% for your second year2
- Complete goals through our Healthy Outcomes Wellness ProgramSM1 and earn up to a 5% credit toward your next medical renewal3
Your Long Term Health Solution
More flexibility and options for your business
- Get a dedicated team to help your business improve overall health and lower costs through disease management, personal outreach to high risk members and a fully integrated and personalized wellness program to fit your needs
- More discount options for your employees than ever before with Blue365®4
- Add fully integrated and enhanced HRA options to most plans
1. Package Pricing is available to both new and renewing groups of 51-999. To get credit, groups are subject to life, short-term disability and long-term disability coverage minimums. Please contact your authorized BCBSNC agent or BCBSNC sales representative for program details. Dental products are underwritten by BCBSNC. All other ancillary products (including Life and Disability) are offered by Mosaic Benefits and underwritten by USAble Life. USAble Life does not offer BCBSNC products or services. BCBSNC and USAble Life are not affiliated companies. Mosaic Benefits is an authorized agency of BCBSNC and USAble.
2. Existing BCBSNC groups are not eligible for this offer. The rate cap is up to 6% for the first year renewal. Any special adjustment to rates by BCBSNC may impact a group's eligibility to receive this offer; not all groups may qualify. Groups and agents may contact their BCBSNC sales representative for eligibility details. Government mandated benefit and premium tax changes are outside the scope of the guarantees and subject to a change based upon the mandated benefit and/or premium tax changes.
3. Healthy Outcomes Wellness Program is available to fully-insured groups of 51-999. Such consideration does not guarantee an impact on rates.
4. Blue365® offers access to savings on items that Members may purchase directly from independent vendors, which are different from items that are covered under the policies with BCBSNC. Any disputes regarding these products and services may be subject to BCBSNC's grievance process. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. BCBSA does not recommend, endorse, warrant or guarantee any specific Blue365 vendor or item.