If you're finding it difficult to meet both your budget and your employees' health care needs, or need to cover a growing population of employees more affordably, consider Blue Options HSA.
Blue Options HSA pairs a high deductible Blue OptionsSM PPO, with a health savings account (HSA) which works like an IRA for qualified medical expenses. To have any contributions made toward an HSA, employees must enroll in an IRS-qualified high-deductible health plan (HDHP) such as those offered by Blue Options HSA. These plans typically have lower premiums than traditional health plans so your company may save money immediately. You can also choose to contribute to an employee HSA.
With Blue Options HSA, you get:
- Potential savings on health premiums
- Employee engagement in their health care decisions
- Tax advantages
With Blue Options HSA, your employees get:
- A tax-free way to help pay for out-of-pocket medical expenses
- HSA account portability
- HSA balance roll-over from year-to-year
- Integrated online health plan and fund account management
- In- and out-of-network benefits
- Our largest network1
- Worldwide coverage1
- Access to specialists with no referrals2
- Emergency and urgent care
- BCBSNC as a health care partner