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Blue Options FC

If you want to offer your employees a range of coverage options while still controlling your budget, consider Blue Options Fixed Contribution, which enables you to stabilize your spending by making a set contribution toward your employees' health care.

We paired our Blue OptionsSM PPO with a customized shopping experience for your employees. You decide how much to contribute to your employee's health plan and your employees' decide how much coverage to purchase. You control your contribution, so you'll always know precisely what your company's health benefits will cost. Year after year, you can offer the same great plan at the exact same cost to you. Or you can increase your budget each year to match health care trends and your business needs.


With Blue Options Fixed Contribution, you get:

  • Control over your health care spending
  • Employee engagement in health care decisions
  • Easy online enrollment for your employees

With Blue Options Fixed Contribution, your employees get:

  • Input in their health care spending decisions
  • A custom shopping experience
  • In- and out-of-network benefits
  • Our largest network1
  • Strong provider discounts
  • Worldwide coverage1
  • Access to specialists with no referrals2
  • Convenient copayments for office visits3
  • Emergency and urgent care
  • BCBSNC as a health partner


1 Blue Cross and Blue Shield Association Internal Data, 2004.

2 Referrals may be needed for certain mental health and substance abuse services.

3 Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. Please reference your provider directory for a complete list of these services and supplies. BCBSNC reserves the right to discontinue or change this program at any time. ®, SM marks of the Blue Cross and Blue Shield Association. SM1 mark of Blue Cross and Blue Shield of North Carolina.