About Blue Care¹

If you're looking for health insurance that's big on flexibility, yet still affordable, you've come to the right place. Blue Care gives you the freedom to go directly to a participating Primary Care Provider (PCP) or specialist, without a referral. Add to that wellness benefits, alternative medicine discounts and the largest provider network in North Carolina, and you have the health plan you've been waiting for - Blue Care.

Blue Care is an open access Health Maintenance Organization (HMO) plan that makes receiving health care simple and affordable. This hassle-free HMO provides coverage when you see a participating provider or when you visit a participating hospital or clinic. Blue Care also provides an extensive wellness program to help keep you healthy. Plus, you only pay a small copayment when you receive care. There's no paperwork either - your provider files your claims for you. In short, Blue Care gives you predictable costs and no hassles.

Predictable Costs
We know health care costs can be overwhelming. That's why Blue Care ensures that you'll always know what you pay for care. No more worrying if you can afford to go to the doctor. No more guesswork. Just choose a Blue Care participating provider, then pay the same low copayment for each office visit. Predictability really does have its perks.

Receiving care outside of NC
As a Blue Cross and Blue Shield of North Carolina member, you'll be covered for emergency and urgent care across the country and in more than 200 countries and territories worldwide² through BlueCard^®. Plus, the Away From Home Care^® program provides special coverage for out-of-state stays of 90 days or more. And there's nothing additional to sign up for - the BlueCard program is an automatic benefit of Blue Care membership.

No Referrals
No one knows you better than you. So we think you should be in control of your health care. With Blue Care there's no "gatekeeper." You can go directly to a specialist - no waiting or permission necessary.³

Preventive Care Coverage
Preventive care is vital to your health and safety. That's why we've made sure you're covered for routine physical exams, well-baby and well-child visits, immunizations, gynecological exams and Pap smears, as well as breast and prostate cancer screenings. With Blue Care, you have the power to keep yourself healthy!

Prescription Drug Coverage
If your plan includes prescription coverage, a large list of participating pharmacies is at your fingertips. Use them and you're only responsible for a small payment. Don't forget that your prescription prices are even lower when you choose generic drugs. To see if there is a lower cost alternative to your prescription, check out our convenient, online Rx Drug Search!

Coverage that Protects Your Consumer Rights
Blue Care has been given a excellent accreditation by the National Committee for Quality Assurance (NCQA), an independent health care authority. So, you know you're receiving quality coverage that you can count on.

Innovative HMOs Designed Around You
Innovation is what you'd expect from the #1 health care brand in America⁴ and Blue Care is changing the way you think about HMOs. We've simplified the rules that make receiving health care frustrating and costly. So, now you can receive treatment with peace of mind. Now, that's innovative health care designed around you.^SM