Google+ Dental Blue for Seniors | BCBSNC

Dental Blue® for Seniors℠

Dental Blue for Seniors is available in all 100 counties.

Dependable Affordable Dental Insurance

Dental Blue for Seniors gives you and your spouse/domestic partner a reliable choice when it comes to dental health.

  • The ability to choose any licensed dentist in North Carolina
  • Checkups and cleanings covered twice per benefit period
  • Coverage for fillings, gum treatments, crowns and more

Dental Care Resource Center

Our Dental Care Resource Center has the information and tools you need to get a healthy smile. Read helpful articles, get tips for maintaining good dental health, estimate your risk for dental problems or watch videos of common treatments and procedures.

Take Care of Your Dental Health

Medical research shows a connection between dental health and many serious health conditions, diabetes and coronary heart disease to name a few.1

Let Dental Blue for Seniors help you take care of your dental health.

Choose Your Dentist

Dental Blue for Seniors makes dental insurance quick and easy:

  1. Schedule an appointment with any licensed dentist.
  2. Show your BCBSNC member ID card at the dentist's office when you arrive.
  3. File your claim (although many dentist offices will file for you).

Reliable and Convenient Dental Coverage

With Dental Blue for Seniors, you get:

  • A convenient monthly premium
  • The freedom to see any licensed dentist in NC or choose one from our expansive network
  • No waiting period for preventive services
  • Coverage for basic services (routine fillings or extractions) and major services (crowns, dentures
    and bridges)*

* Dental Blue for Seniors is not part of the covered health insurance benefits of any BCBSNC plans. Dental Blue for Seniors must be purchased separately.

  1. "The Health Perils of Gum Disease." (Accessed October 2012).

®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of Blue Cross and Blue Shield of North Carolina.

Covered Services What You Pay


  • Routine dental checkups
  • Dental cleanings
  • Bitewing X-rays
  • Panoramic X-rays
  • Palliative emergency treatment
  • You pay a $25 copayment for each office visit.1
  • There's no deductible and no waiting period for preventive services.


  • Routine fillings
  • Consultations
  • Other X-rays
  • Simple extractions
  • Stainless steel crowns
  • Recementing of inlays, onlays, crowns and fixed partial dentures
  • You pay 40% after your deductible for basic and major services is met.1
  • There's a six-month waiting period on basic services.2


  • Complex oral surgery
  • Endodontics
  • Periodontics, including complex periodontal care
  • Periodontal maintenance
  • Inlays/onlays
  • Porcelain crowns
  • Dentures
  • Bridges
  • You pay 50% after your deductible for basic and major services is met.1
  • There's a twelve-month waiting period for major services.2

Deductible for basic and major services


Annual maximum limit for all services

Year 1: $1000

Year 2: $1100*

Year 3: $1200

Limitations and Exclusions - Dental Blue for Seniors

A partial list of the services, supplies, drugs or charges that are not covered by the dental plan. For a full list, please refer to your Benefit Booklet.

*Must be on the plan a minimum of six months before the annual maximum increases at the next renewal.

Guaranteed Renewability
This policy is guaranteed renewable and may not be canceled or non-renewed for any reason other than your failure to pay premiums or misstatements in or omissions of information from your application. Any change in your rate will be preceded by a 30-day notice and is guaranteed for 12 months.

  1. Based on allowed amounts as determined by BCBSNC. An allowed amount may be less than the provider's actual charge. You are responsible for charges above the allowed amount, in addition to any deductible and coinsurance applied.
  2. Waiting periods can be reduced by the number of months of prior coverage.

®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of Blue Cross and Blue Shield of North Carolina.

Get a free, no-obligation rate quote by visiting our full website at Get started by clicking the free rate quote button. Use your computer or laptop (non-mobile device) to best refine your search results, compare prices and explore plan details.

Find a plan that interests you? Great. Simply continue to apply online. The application process takes about 20 minutes.

It's easy to get a quote and apply online.*

Click the Free Rate Quote button located on this page. Call 1-888-280-2683 Monday - Friday, 8 a.m. - 5 p.m.
Enter some information about yourself. When prompted, press 2.
Click the Show My Quote button to see your rate quote.

Need more help?

  1. Read our frequently asked questions.
  2. Call us at 1-888-280-2683, Monday - Friday, 8 a.m. - 5 p.m.

*Rate quotes are estimates only. Final rates are determined after you complete an application. Actual rates are based on the number of family members covered (Individual, Individual + Spouse/Domestic Partner). Deductibles, coinsurance, limitations and exclusions apply to this coverage. Waiting periods may also apply.

®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of Blue Cross and Blue Shield of North Carolina.

Frequently Asked Questions (FAQs)

Who's eligible for Dental Blue for Seniors?
Applicants and their spouses/domestic partners age 65 and older who are residents of North Carolina are eligible for Dental Blue for Seniors.
What if I need to add my spouse/domestic partner at a later date?
A spouse/domestic partner can be added within 30 days of a qualifying life event, such as marriage divorce or court order.
Is it possible to add anyone other than my spouse/domestic partner?
No, Dental Blue for Seniors is only available to applicants and their spouses/domestic partners age 65 and older.
Can effective date only be the first of the month?
No, your coverage can begin on either the first or the 15th of the month.
If I cancel my Dental Blue for Seniors coverage, how soon can I reapply?
Reapplying for coverage isn't permitted for 12 months from your policy's termination date.
Are my monthly premiums subject to change?
You may experience a change in your monthly premiums at the time of your annual renewal (January 1 of each year), or when you add or remove your spouse/domestic partner.
What are my premium payment options?
Your initial payment can be made by credit card or bank draft. Subsequent monthly premium payments can be set up for credit card, bank draft or direct bill.
How do I know if my dentist participates in your dental provider network?
Visit our dental provider search.
How do I file a dental claim?

Participating providers will file the claim on your behalf. If your dentist does not file claims, you should pay the dentist in full and submit your claim to BCBSNC for reimbursement. Complete a dental claim form and mail it to us within 180 days from the date of your service.

Download dental claim form

Mail the completed claim form to:

Blue Cross and Blue Shield of North Carolina
Dental Claims Unit
P.O. Box 2100
Winston-Salem, NC 27102-2100

Will I get credit for my prior dental coverage?
Yes, BCBSNC may reduce or waive your dental waiting period by the number of months of prior dental coverage. Proof of prior dental coverage with less than 63 days lapse in coverage is required.

®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of Blue Cross and Blue Shield of North Carolina.

Policy Form #'s: M60Seniors, 8/12, M60 Seniors-s, 8/12
U8887, 11/12