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Blue Medicare HMO Blue Medicare PPO

As with any Medicare Advantage plan, members may enroll only during specific times of the year. Details about when you may enroll in Medicare Advantage plans are available at medicare.gov or by calling 1-800-665-8037, 8 a.m. - 8 p.m., seven days a week. (TDD/TYY 1-800-922-3140)

Medicare Part D Plan Selector Tool
Learn about estimated costs and projected savings for your prescription drugs in the new plan year with the Plan Selector Tool.

  BLUE MEDICARE HMO
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 BLUE MEDICARE PPO
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Standard plan Medical-only plan Enhanced plan Enhanced plan Enhanced Freedom plan
Additional monthly premium1,2 $0 $0 $16.40 $47.20 $109.60
Features
  • Basic medical and standard prescription drug coverage
  • Includes our most robust medical benefits
  • Includes our most robust medical benefits and prescription drug coverage
  • Freedom to visit out-of-network providers
  • Freedom to visit out-of-network providers at generally the same benefit level as in-network providers
Provider choice
  • In-network benefits only
  • Must use a network provider
  • In-network benefits only
  • Must use a network provider
  • In-network benefits only
  • Must use a network provider
  • In- and out-of-network benefits
  • Choose any network physician for less cost
  • Choose an out-of-network physician for higher cost
  • Choose any network or out-of-network physician at generally the same cost
Primary care physician office visits3
  • $10 copayment for in-network visits only
  • $5 copayment for in-network visits only
  • $5 copayment for in-network visits only
  • $20 copayment for in-network visits
  • Pay 20% coinsurance for out-of-network visits4
  • $20 copayment for in-network visits
  • Pay $40 copayment for out-of-network visits4
Inpatient hospital stay per day
  • $195 Up to 6 days
  • $100 Up to 6 days
  • $170 Up to 6 days
  • $195 Up to 6 days
  • $170 Up to 6 days
Medicare prescription drug benefit
  • Includes our standard drug benefit
  • No deductible
  • You pay the following up to $2970 out-of-pocket
    • Tier 1 Preferred generics $7
    Tier 2 Non-preferred generics $25
    Tier 3 Preferred brand $40
    Tier 4 Non-preferred brand $80
    Tier 5 Specialty 33%
None
  • Includes our enhanced drug benefit
  • No deductible
  • You pay the following up to $2970 out-of-pocket
    • Tier 1 Preferred generics $4
    Tier 2 Non-preferred generics $20
    Tier 3 Preferred brand $30
    Tier 4 Non-preferred brand $70
    Tier 5 Specialty 33%
  • Includes our standard drug benefit
  • No deductible
  • You pay the following up to $2970 out-of-pocket
    • Tier 1 Preferred generics $8
    Tier 2 Non-preferred generics $25
    Tier 3 Preferred brand $40
    Tier 4 Non-preferred brand $80
    Tier 5 Specialty 33%
  • Includes our enhanced drug benefit
  • No deductible
  • You pay the following up to $2970 out-of-pocket
    • Tier 1 Preferred generics $4
    Tier 2 Non-preferred generics $20
    Tier 3 Preferred brand $30
    Tier 4 Non-preferred brand $70
    Tier 5 Specialty 33%
During the coverage gap
  • 79% on all generics;
    a discount on brand name drugs until your yearly out-of-pocket drug costs reach $4,750
None
  • $4 on all Preferred generics
  • 79% on all other generics;
    a discount on brand name drugs until your yearly out-of-pocket drug costs reach $4,750
  • 79% on all generics;
    a discount on brand name drugs until your yearly out-of-pocket drug costs reach $4,750
  • $4 on all Preferred generics
  • 79% on all other generics;
    a discount on brand name drugs until your yearly out-of-pocket drug costs reach $4,750
Catastrophic Coverage
  • You pay 5%
  • After you reach $4,750 in out-of-pocket costs, the plan pays the majority of the drug costs until the end of the year. You pay the greater of $2.65 for generic, $6.60 for brand name or 5% of the total drug cost.
  • None
  • You pay 5%
  • After you reach $4,750 in out-of-pocket costs, the plan pays the majority of the drug costs until the end of the year. You pay the greater of $2.65 for generic, $6.60 for brand name or 5% of the total drug cost.
  • You pay 5%
  • After you reach $4,750 in out-of-pocket costs, the plan pays the majority of the drug costs until the end of the year. You pay the greater of $2.65 for generic, $6.60 for brand name or 5% of the total drug cost.
  • You pay 5%
  • After you reach $4,750 in out-of-pocket costs, the plan pays the majority of the drug costs until the end of the year. You pay the greater of $2.65 for generic, $6.60 for brand name or 5% of the total drug cost.
  BLUE MEDICARE HMO
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 BLUE MEDICARE PPO
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For information on how to enroll as well as important information regarding enrollment, refer to our How to Enroll page.

For a Summary of benefits, refer to the Product Brochure.

1 As a member of one of the Blue Medicare HMO or Blue Medicare PPO, you must continue to pay the Medicare Part B premium in addition to your plan premium. Note that limitations, copayments and restrictions may apply.

2 If you decide to switch to premium withhold or move from premium withhold to direct bill, it could take up to three months for the change to take effect, and you will be responsible for premiums during that time.

3 You must receive all routine care from plan providers.

4 Except for emergency or urgent care, you may pay more for out-of-network provider services.

The benefit information provided is a brief summary, but not a complete description of benefits. Additional information about benefits is available to assist you in making a decision about your coverage. This is an advertisement; for more information contact the plan.

For Medicare Advantage and Part D plans, benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year. For Medicare supplement plans, the changes occur on June 1 of each year. Please contact BCBSNC for details.

BCBSNC is a Medicare Advantage organization with a Medicare contract. BCBSNC is a Medicare-approved Part D sponsor. BCBSNC does not discriminate based on race, ethnicity, national origin, religion, gender, age, mental or physical disability, health status, claims experience, medical history, genetic information, evidence of insurability or geographic location within the service area. All BCBSNC items and services are available to all eligible beneficiaries in the service area. Limitations, copayments, and restrictions may apply. You must be entitled to Medicare Part A and enrolled in Medicare Part B and must reside in CMS-approved service area. You must continue to pay your Medicare Part B premium.

If you would like Medicare Advantage or Part D documents in a different language or format, or your coverage has ended and you need proof of coverage or a Certification of Health Insurance Coverage, you can call us 7 days a week, 8 a.m. to 8 p.m.

Blue Medicare HMO:
1-888-310-4110 (TDD/TYY 1-888-451-9957)
Blue Medicare PPO:
1-877-494-7647 (TDD/TYY 1-888-451-9957)
Blue Medicare Rx (PDP):
1-888-247-4142 (TDD/TYY 1-888-247-4145)
Blue Medicare Supplement:
1-800-672-6584

The information on this page is current as of 12/10/2012.

Y0079_6085 CMS Approved 12112012

© , Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.