Frequently Asked Questions
What is Cosmetic Dentistry Blue?
How do I get the Cosmetic Dentistry Blue discount?
How do I know if cosmetic dentistry is right for me?
What does the Cosmetic Dentistry Blue discount include?
Do I need a referral from my doctor to use Cosmetic Dentistry Blue?
What qualifications do Cosmetic Dentistry Blue participating practitioners have?
Are all BCBSNC members eligible for the Cosmetic Dentistry discount program?
Is there a directory or network provider listing available?
Is there any additional premium charge for the Cosmetic Dentistry Blue program?
Are there any Cosmetic Dentistry Blue providers outside North Carolina?top
What does cosmetic dentistry have to do with health?
What is Cosmetic Dentistry Blue? Cosmetic Dentistry Blue is BCBSNC's discount program for cosmetic dental procedures. Through this program, eligible BCBSNC members can receive a discount on cosmetic dental procedures at participating Cosmetic Dentistry Blue network providers across North Carolina. And it's easy to find a participating provider near you using the Cosmetic Dentistry Blue provider search. Cosmetic dentistry is a field of dental practice that focuses mainly on the enhancement or beautification of the teeth. It includes a variety of procedures such as teeth whitening, dental implants, dental bonding, veneers, tooth contouring and tooth reshaping.
When are the Cosmetic Dentistry Blue discounts effective? If I had a cosmetic dentistry procedure before the effective date, will I be reimbursed the discount? The discounts became effective beginning January 26, 2006. You will not be reimbursed the discount for any procedures prior to that date.
How do I get the Cosmetic Dentistry Blue discount? After you have researched your procedure and are ready to move forward, follow these simple steps:
Is cosmetic dentistry a covered benefit? Does the money I spend on services accessed through the Cosmetic Dentistry Blue discount program count toward the annual deductible or coinsurance maximum for either my medical or dental plan? No, the discount does not apply to services covered under your BCBSNC health or dental plan, and no services accessed through the program are considered covered benefits of your BCBSNC insurance plan. Therefore, the cost of these services does not count toward your plan deductible or coinsurance maximum and you are responsible for paying all fees incurred for cosmetic dental services.
How do I know if cosmetic dentistry is right for me? The first step is to carefully research the procedure you are considering. The next step in the process is to select a Cosmetic Dentistry Blue network provider and to set an initial consultation. This first consultation is an ideal setting to discuss any questions you may have with your provider. Additionally, the discount will apply to this consultation, even if you ultimately do not have the procedure.
What does the Cosmetic Dentistry Blue discount include? Cosmetic Dentistry Blue is designed to discount cosmetic dental services that are not typically covered by insurance. Examples of these types of services include teeth whitening, dental implants, dental bonding, veneers, tooth contouring and tooth reshaping. Members will receive a discount up of at least 10% on the provider's regular fees for these services, including the consultation, procedure, necessary products and follow-up. The actual discount varies by provider and can be confirmed by visiting the Cosmetic Dentistry Blue provider sear
Do I need a referral from my doctor to use Cosmetic Dentistry Blue? No, you do not need a referral.
What qualifications do Cosmetic Dentistry Blue participating practitioners have? In order to participate, Cosmetic Dentistry Blue network providers must have the following qualifications:
Are all BCBSNC members eligible for the Cosmetic Dentistry discount program? No. Certain government and special accounts tied to specific contract terms are not eligible at this time. If you are a current BCBSNC member, log in or call the customer service number on the back of your BCBSNC card to learn if you are eligible.
Is there a directory or network provider listing available? It's easy to find a Cosmetic Dentistry Blue network provider near you by using our Cosmetic Dentistry Blue provider search or by calling 1-877-269-1097.
Is there any additional premium charge for the Cosmetic Dentistry Blue program? No. There is no additional charge built into your premium rate for Cosmetic Dentistry Blue.
Are there any Cosmetic Dentistry Blue providers outside North Carolina?top No. There are no Cosmetic Dentistry Blue providers outside North Carolina at this time although, we intend to expand the network out-of-state in the future.
What does cosmetic dentistry have to do with health? Overall health means nurturing the mind, body and spirit. For many people, having cosmetic dentistry can help improve self-esteem and increase self-confidence, which can have a positive effect on their well-being.
If I'm not already a BCBSNC member, whom can I contact for more information about the Cosmetic Dentistry Blue discount program and becoming a BCBSNC member? The Cosmetic Dentistry Blue discount program cannot be sold separately. It is a value-added service we provide to our membership. If you receive health insurance coverage through your employer, contact your group benefits administrator and tell them about your interest in BCBSNC and the Cosmetic Dentistry Blue program. If you buy insurance directly, call 1-800-324-4973 for more information about BCBSNC consumer products that include this exciting new program. |