Preparing for Health Care Reform


Health Care Reform is approaching fast and there's a lot you'll need to know to be prepared. We can help you navigate the coming changes.

Preparing for
Health Care Reform



Health Care Reform is approaching fast and there's a lot you'll need to know to be prepared. We can help you navigate the coming changes.

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Health Care Reform 101: The Basics Health Care Reform 101: An Intro to Insurance Health Care Reform 101: Essential Health Benefits Health Care Reform 101: The Individual Mandate Health Care Reform 101: The Health Insurance Marketplace Health Care Reform 101: Types of plans Health Care Reform 101: What are Metallic Levels? Health Care Reform 101: Navigators Health Care Reform 101: Timing & Purchasing Health Insurance Part 1 Health Care Reform 101: Timing & Purchasing Health Insurance Part 2 Health Care Reform 101: Subsidies Part 1 Health Care Reform 101: Subsidies Part 2 The Cost of Change: How the Affordable Care Act (Health Reform) Affects Groups

Know the Options

Health Insurance Marketplaces, required by the Affordable Care Act, give people a new way to shop for the coverage they need.

The first Health Care Reform compliant insurance plans are available October 1, 2013, but will not take effect until January 1, 2014.


I Need Insurance
If you need insurance, find out what kind of plans we have for 2014. Get a quote today.

Get a Quote


I Have Insurance
You can now apply for a new 2014 plan in Member Services.

Go to Member Services


I Have Questions
Should you keep a "grandfathered" plan? Should you buy a new Health Care Reform compliant plan? Do you qualify for insurance premium tax credits?

Learn More


I Don't Want to Do Anything Now
Do you know what happens if you don't get insurance?
If you don't have a health plan after January 1, 2014, you could be subject to a penalty of as much as $95 or 1% of your annual income, whichever is greater. If you make $55,000 a year, your penalty would be $550.




Resources

These tools and resources can help you understand how Health Care Reform may affect you and your family.

Health Reform Subsidy Calculator
NC Health Reform Latest News

Know the Dates

Mid-September, 2013
Get Informed
Letters mailed from BCBSNC detailing Members' 2014 plan rate and coverage.

October 1, 2013
Health Insurance Exchange Open Enrollment Begins
Explore the new health care plans and find out if you're eligible for a subsidy to help pay for coverage.

December 23, 2013
Last Day to Buy Insurance
You must purchase insurance by this date if you want it to be active on January 1, 2014, or if you want to change your current health plan.

March 31, 2014
Health Insurance Exchange Open Enrollment Ends




Resources

These tools and resources can help you understand how Health Care Reform may affect you and your family.

Health Reform Subsidy Calculator
Learn the New Health Care Terms
NC Health Reform Latest News

None of the information here should be construed as legal advice. All information is for educational purposes only. The requirements of the Affordable Care Act (ACA) may be different for everyone. Please consult your legal counsel or tax advisor for further details.