The amount a member must pay before BCBSNC will begin paying toward some services. Deductibles are fixed dollar amounts and are tied to a member's annual benefit period. There may be separate deductible amounts for different benefits, such as hospitalization and prescription drug coverage.
Note:
Some services and supplies received by members in an office setting or in connection with an office visit are in fact provided by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. Prior to scheduling an appointment, please confirm with your provider whether the practice is hospital-owned or whether any services are hospital-based and may be subject to deductible and coinsurance.